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Privacy Policy

MONARCH SPECIALTY GROUP PRIVACY POLICY

This is the Web site of Monarch Specialty Group, which has its main office in the United States in Chicago, Illinois. We can be reached via e-mail at: scichy@monarchsp.com and our postal address is: 255 North Buffalo Grove Road, #7600, Buffalo Grove, IL  60089.

We respect your privacy, and this Privacy Policy describes the information collection procedures and use of such information by Monarch Specialty Group.

Automatic Collection of Information Upon Visiting Monarch Specialty Group’s Site:

While it is possible to use this website without revealing any personal information, Monarch Specialty Group does gather and track information about visits to the website.

When you access our Web site, Monarch Specialty Group collects summary information used for system administration and website security, including, but not limited to, the domain name and Internet Protocol addresses from which you are visiting; the type of browser and operating system being used to access the website; the pages you are visiting; the time you spend at each page; the time and date of your visit and if you linked to our website from another website, and the address of that website.  This information does not identify you personally. We gather website traffic statistics so that we can learn which parts of the website are most popular. We do this in order to improve the website design and its content, and to encourage frequent visits.

Our Web site may use “Cookies,” which are text files placed on your computer to store certain preferences and information. Monarch Specialty Group does not use Cookies to track or collect personal identification information from Web site users. Your browser includes instructions to allow you to establish certain settings on your computer to warn you before a Cookie is stored, block all Cookies or erase Cookies from your hard drive, if you wish to do so.

Collection of Voluntary Information by Monarch Specialty Group:

Our website makes it possible for you to share your personal contact information with us, such as name and e-mail address. This information is known to Monarch Specialty Group only when voluntarily submitted by the visitor.  We use this information, at your request, to respond to your inquiries.  We also compile this information into a statistical aggregate that we use for internal purposes including improving our website and communications, and understanding more about those who use the website. 

Monarch Specialty Group does not sell or license personal information to third parties. Notwithstanding, we may disclose the information collected with third-party marketing service companies with which we have an agreement in place. These third-party service providers may assist us in maintaining our Web site, analyzing our Web site traffic, and in providing services and information to users of our Web site. Monarch Specialty Group reserves the right to disclose information where required by law or to comply with valid legal or regulatory processes to protect Monarch Specialty Group’s rights.

Monarch Specialty Group cannot guarantee the security of the information collected through its website, despite our efforts to maintain the security of such information. Therefore, we assume no liability for any disclosure of information collected arising from the acts of third parties or other events, acts or omissions outside of our control.

Disclaimers:

Under no circumstance, including but not limited to negligence, shall Monarch Specialty Group or any of its affiliates be liable for any direct, indirect, or punitive damages that result from the use of, or the inability to use, the Monarch Specialty Group website.

The content contained on this site–including text, graphics, links or other items–is provided “as is,” “as available.” Monarch Specialty Group makes no warranties or representations as to the accuracy of the content on this website and Monarch Specialty Group assumes no liability or responsibility for any errors or omissions in the content on the website or the content or privacy practices of other websites with which the Monarch Specialty Group website may be linked.

You specifically acknowledge and agree that Monarch Specialty Group is not liable for the accuracy of any information provided or any defamatory, offensive or illegal conduct of any user. If you are not satisfied with this website or Monarch Specialty Group’s Privacy Policy, your sole remedy is to discontinue use of the website.

This Web site is not directed at children 13 years of age or younger.  Monarch Specialty Group, therefore, will not intentionally collect information about any user under the age of 13.

Right To Modify:

We may find it necessary or be legally obligated to update this Privacy Policy from time to time.  When we do, we will post those changes on this page so that you are always aware of the information we collect, how we use it, and under what circumstance we disclose it.  You acknowledge and agree that it is your sole responsibility to review this Privacy Policy frequently and remain informed about any changes to it, so we encourage you to visit this page often.  Your continued use of the website constitutes your agreement to this Privacy Policy and any updates.

You may forward any questions or concerns about this Privacy Policy to Monarch Specialty Group by mailing or emailing us at the above listed. 

This Privacy Policy is effective as of September 23, 2015.